Low-Income Worker Defers $18,000 in Owed Taxes in 4 Weeks

What to do if you can’t afford to pay off your tax balance

Updated in April 2023

Qualifying for Currently Not Collectible Status


Certain taxpayers who are unable to pay their tax debt due to financial hardship may be eligible for Currently Not Collectible Status. This prevents the IRS from garnishing wages or filing bank levies until you’re able to start making payments. Here’s how this taxpayer was able to defer her tax debt.


When Mary contacted us, she had an open balance of $18,000, even though she had filed all her previous years’ tax returns and was in full compliance. Working out of Baker County, Alabama, Mary didn’t have enough money to start paying off her balance right away.


Due to Mary’s modest income and net worth, she qualified for Currently Not Collectible Status, which temporarily prevents the IRS from collecting on a taxpayer’s debt.


Since Mary wasn’t missing any tax returns, we were able to resolve her tax problem in just 4 weeks after negotiating with the IRS on her behalf.

Account Diagnosis

Program Evaluation

Submission & Monitoring

Find out if you qualify for Currently Not Collectible Status